Archive for March, 2010
March 28th, 2010 by admin
We all have a tendency to lean on other people’s opinions. I know, because I regularly ask my contacts in the City to enlighten me on what is happening on the financial scene. In fact, we rely very much (perhaps too much) on people who know more than us in the world of finance. But it’s not impossible to become pretty clued-up yourself. Try to find out as much as possible about the subject and take into consideration the wider scheme of things. It is important to question things, and I believe that asking the experts the right questions is half the battle. Do not get me wrong, there are many people in the financial world who are good at what they do. However, there are some who do not necessarily know a lot more than you do. Remember that investment opinions are, by their very nature, subjective. Financial expertise is mainly born of experience, which teaches us that stock market crashes are never the same each time, economic cycles never cosily repeat themselves, and heaven only knows where interest rates will be in 18 months from now. We all have an opinion on the subject and so do the experts.
One fact that we can be certain of is that the future is devilishly difficult to predict. Be aware that even the greatest experts are fallible. So by all means, listen to what the experts are saying, and digest and process that information carefully. Then use your own counsel. Provided you exercise healthy caution and ask the right questions, then diversify your investments sensibly, any mistake as a result of following the advice of an expert or even just a friend won’t be fatal to your financial health.
March 27th, 2010 by admin
Oh dear, oh dear, oh dear. You really don’t want this to happen to you. It’s when the bills pile up and up and in the end the unlucky person who’s accumulated these debts knows that there isn’t a dingo’s chance in hell that he or she can pay them. Filing for bankruptcy wipes the slate clean, in a manner of speaking, but there are negative corollaries, such as the fact that getting money on credit can be an uphill struggle in future, and when trying to borrow money, the prognosis is not good. Banks are remarkably reluctant to hand over money to people who have defaulted once before. You might find it impossible to get a mortgage in the future, be barred from being a director, or find it hard to get other jobs. Pensions, inheritance and any other assets you own are also at risk.
However, there are other, more sinister sharp dealings that go on, and not necessarily on the side of the borrower. There is a nefarious practice that goes on with some lenders of cash (naming no names for fear of being relentlessly sued!). It’s when they cheerfully lend you money because you have a very good asset that can act as security against the loan. It could be land, a stately pile of rocks, a valuable picture, etc. So there you are diligently toiling to pay off your debts, and wallop, the institution forecloses rather too sharpish on the loan by which I mean, they say ‘Cough up the money you owe us, or else!’ The ‘or else!’ naturally refers to handing over the valuable thing that acted as security for the loan in the first place. So think carefully before you borrow money against your cherished possessions.
March 24th, 2010 by admin
Building a web site of your own is not that easy if you are a beginner, you have to consider a lot of things. There you have to take the factor of having a good domain name, a suitable webhosting service, contents and other things in between.
A good domain name is something that is related to what is your content, easy to remember and if necessary pronounceable. Making it short will make it even better. Of course your content depends on your creativity through your maybe research or asking some professionals about a certain contents. Also your web design, you can either ask for help or you can do it on your own.
Anyway, a suitable web hosting service actually depends on what your needs are. Like me, I like to list down all the things that I would need and some of the stuffs for my future expansion if ever. Your list may include of how much disk space you will be using, the bandwidth, if you could host multiple domains, your budget and many more. For some reason, you must also consider your future expansion. If you have a good rating on all aspects, then expect that you will be doing some expansion in the future.
I find myself lost back then when I was starting. There is no one to teach me about that. Fortunately I realized that I can use the Internet to search for any knowledge. There I found good tools and learning materials on how to do one. Like I’ve said earlier, listing down what your site would need is a very helpful thing. You can then research for each and every bit of that. Another thing is you can easily find a suitable web hosting service. Simply because hosting services provides list of their features and other stuffs so you can pick what is best for you.
March 20th, 2010 by admin
I need to change my reading glass because I think it’s not effective any more for my eyes. Besides, it’s been a long time already since I bought it. My friend suggested me The #1 online Rx glasses store he knows. According to him, I can find here the eyeglass I am looking for. I told him I also wanted my mom to have a new one because my niece broke her eyeglass. Then he suggested me this Eric’s Review of Zenni Optical. Another option according to him is the Lowest Price Progressive Glasses where he brought his sister’s eyeglass. Well, I’m going to try my friend’s suggestion these coming days.
March 6th, 2010 by admin
One time, my office mate and I went out for just window shopping only. While we are roaming inside the mall, we’ve noticed that lots of items are on sale. We found there pairs of shoes which we both really wanted. The problem is even it’s on sale, we don’t have much money to afford to buy. Another thing is we have just three more days left to acquire the said item and our payday is still a week to wait. What we need that time is immediate cash. We also wanted to resolve our problem without needing the help of our family or friends.
I shared to one of my friends what my office mate and I have been experienced while we are in mall. I told her also that we wanted the pair of shoes but our money is not enough. My friend suggested us to have cash loan like payday advance. According to her, it is easier and faster and it is available online. He thinks that this is the best solution to our cash problem. Thanks to my friend’s idea, our problem has been solved quickly.
March 6th, 2010 by admin
In life it is normal to have cash loans. Common people, either poor or rich usually had cash loans. Sometimes I wonder why does people needs to have cash loans in order to survive despite of being industrious, hardworking and diligent. Another thing is poor people had cash loans. Rich people also had cash loans. What would you prefer? Being poor or being rich? It’s some kind of silly question, right? Well, in this situation, I rather choose for being rich because I believe that rich people can afford to pay and besides they still have a lot of resources of money.
Actually, the statement above is just a part of the discussion between me and my friend. My friend shared me his experience when he has a cash problem last time. The best way according to him in order to have immediate cash before the payday is payday advance, a cash loan which is available online. According to my friend cash loan online did a great help for him to be able to settle his cash problem.